Ramadan is a month full of blessings and forgiveness. In addition to focusing on worship, it is also important to maintain financial health so that worship runs smoothly and needs are met. Here are some tips that you can apply:
1. Make a Special Ramadan Budget
Make a list of needs during Ramadan, such as food, drinks, zakat, alms, and Eid preparations. Prioritize basic needs, such as nutritious food for suhoor and iftar, over less important wants.
2. Control Spending by Prioritizing
Distinguish between needs and wants, avoid consumptive habits, such as buying excessive food or attending too many non-essential iftar events.
3. Shop Carefully and Economically
Take advantage of promos and discounts that are widely available during Ramadan, avoid price spikes near Eid by shopping for basic needs at the beginning of Ramadan, and buy groceries in sufficient quantities to avoid waste.
4. Use THR Wisely
If you get an THR, divide the funds for Eid needs, savings, and emergency funds. Don't be tempted to spend the entire THR on things that are less important.
5. Record and Evaluate Expenses
Record all expenses during Ramadan, including small expenses. Review your spending records to identify areas that can be saved.
6. Control Consumptive Lust
Avoid buying excessive food or following unnecessary fashion trends. Remember your main goal is to focus on worship and the spiritual purpose of Ramadan rather than worldly desires.
7. Cook Yourself for Sahoor and Iftar
Cooking yourself is more economical than buying food out. Moreover, cooking by yourself allows you to control the ingredients and portions. Make a menu list during Ramadan to make shopping more focused and efficient.
Source: Metrotvnews.com
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