PT Chandra Sakti Utama Leasing (Company) is a financial services provider previously known as PT Standard Chartered Leasing. The Company was acquired by PT Trakindo Utama from Standard Chartered Bank on August 25, 1995, and became a subsidiary of PT Tiara Marga Trakindo (TMT).
Initially, CSULfinance conducted its business activities in the fields of leasing and consumer financing, focusing solely on TMT group employees. However, in 2014, with the issuance of POJK No.29/2014, CSULfinance diversified its financing business activities, previously involving leasing, factoring, consumer financing, and credit cards, into investment financing, working capital financing, and multipurpose financing. To achieve these objectives, CSULfinance can engage in Finance Leasing, Sale and Leaseback, Factoring with recourse or without recourse, instalment purchases, Project Financing, Infrastructure Financing, and other financing activities approved by the Financial Services Authority (OJK).
Aligned with the Company's tagline "one-stop shop financing," CSULfinance is committed to continuously striving to meet consumers' financial needs by prioritizing convenience and ease for both corporate and individual consumers. CSULfinance also endeavours to meet productive needs in various sectors (construction, mining, agriculture, and manufacturing industries, etc.), as well as consumptive needs such as motor vehicle financing (cars), education expenses, and other consumptive requirements.
As a leading financial services provider in Indonesia, CSULfinance always prioritizes quality and excellent service to its consumers, including a measured financing approval process, ease of access to financing product information, ease of communication, and marketing personnel ready to assist consumers in cash flow advisory. The Company also continues to innovate by expanding its business supported by a flexible financing system tailored to consumer needs.
To support this, CSULfinance designs operational strategies and builds an integrated IT infrastructure to realize a Financing Company that consistently offers financing solutions to the community. Currently, CSULfinance has 25 branch offices in major cities across Indonesia. CSULfinance will continue to expand its business network following the Group Company's vision to become a leading financing partner in the financing industry.