The function of the OJK SLIK is to assess the smoothness of someone's credit payments and as a tool for monitoring financial information and supporting discipline in the financial industry.
How do you check OJK SLIK? There are two ways to check OJK SLIK, namely online and offline:
Online:
1. Visit the page https://idebku.ojk.go.id/Public/HomePage
2. Submit a Debtor Information request via the OJK iDebku application.
3. Fill in the registration data and upload the required documents entirely and correctly.
4. Wait for the notification email from OJK containing the registration number.
5. Check the application status via the "Service Status" menu by entering the registration number.
6. SLIK results will be emailed by one working day after registration.
Offline:
1. Come directly to the nearest OJK office.
2. Bring the required documents mentioned above.
3. OJK will check the data and verify it.
4. SLIK results will be sent via registered email.
What are the requirements for checking the OJK SLIK?
The conditions vary depending on the debtor's status, namely:
Individual Debtor:
1. KTP (WNI) / Passport (WNA)
2. Power of attorney (if authorized)
Business Entity Debtor:
1. NPWP
2. Management identity (KTP/Passport)
3. Deed of company establishment
4. Latest amendment to the articles of association
5. Proof of the management's relationship with the business entity
Deceased Debtor:
1. Identity of the heir (KTP/Passport)
2. Debtor's death document
3. Proof of their relationship
How do I find out the OJK SLIK score?
The OJK SLIK score consists of 5 categories, namely:
Collectibility 1 (Current): Current credit and no arrears.
Collectibility 2 (Current): Previously had arrears but have been settled.
Collectability 3 (Loss): Has credit arrears.
Collectability 4 (Doubtful): Credit is wrong, and better faith needs to be settled.
Collectibility 5 (Problematic): Problematic credit and doubtful resolution.
A good OJK SLIK score is 1 (Current). This score shows that you have a good credit payment history and are likely to be accepted when applying for credit in the future.
Source: detik.com, idebku.ojk.go.id
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