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Investment is the activity of saving or placing funds for a certain period with the hope that the storage will generate profits. Investment is becoming a popular thing among the younger generation today, if you think investment is only stocks, you are not entirely right. Then what are the types of investment? Here are some examples of investment instruments that you can choose from

1. Gold Investment

Gold investment is the easiest form of investment you can choose. This physical investment has a low risk. Its value tends to be stable and continues to increase every year.  If you want to choose this investment, choose gold bars instead of jewelry.

2. Property

This investment is classified as a long-term investment because we have to hold it for a long time to get a high selling price. Or we can rent out the property so that we can get regular income from the rent. This investment is a low-risk investment because prices continue to rise.

3. Deposits

Deposits are almost the same as saving in a bank, but the difference is that the interest is higher than savings. The higher the amount of money you deposit, the higher the interest rate. Deposits also have various maturities and tenors.

4. Stock Investments

Stocks are the most popular form of investment. The return on this investment is in the form of dividends and growth in the value of the stock itself when it is traded again. But keep in mind that not all companies pay dividends to their investors. This instrument has a lot of potential, but also a high risk.

5. Mutual Fund

Mutual funds are investments where funds from several investors are collected into one place and then invested in investment instruments in the capital market in the investment manager's portfolio. Mutual funds are suitable for beginner investors who have limited funds. Before buying a mutual fund, make sure to choose a mutual fund product that suits your risk profile, needs, and market preferences.

6. Government Bonds

Government bonds are a safe investment due to their low risk. Government bonds are debt securities issued by the Indonesian government, which are then offered to the public individually.

Before we start investing, there are many things to consider. Such as stable income, fulfilled needs, emergency fund readiness, and sufficient knowledge about the investment instruments and risks that we will choose.

Source : mediakeuangan.kemenkeu.go.id