Signing of Syndicated Facilty Agreement with PT Bank Mandiri (Company) Tbk, Oversea-Chinese Corporation Limited, Australia and New Zealand Banking Group Limited and PT Bank ANZ Indonesia as arrangers and 10 Original lenders worth USD 25 million and IDR 920 billion.

Launching of the Digital KMK Application as a working capital financing product for the convenience of debtors in submitting and monitoring Working Capital financing online.

• The Company is strengthening its RBU through reorganization and the application of technology to enhance the process of disbursing financing more quickly while considering the principle of prudence.
• Implementation of Business Capital Facility Financing and Fund Facility that is channeled directly to the debtor.

The signing of USD 126.5 million of a Senior Secured Term Loan Facility with SCB, ANZ Indonesia, SMBC Singapore, and Emirates NDB PJSC, Singapore Branch as Mandated Lead Arranger

• Expansion of the Company’s business reach by opening RBU branch offices in Denpasar and South Tangerang.
• The signing of a syndicated credit facility agreement of USD30 million with Standard Chartered Bank & PT Bank ANZ Indonesia as Lead Arranger, Standard Chartered Bank (Hongkong) Ltd., and PT Bank Central Asia as guarantee agent and facility agent.

• Expansion of the Company's business reach, by the opening of ABU branch offices in Pekanbaru, Surabaya, and Bandung.
• The signing of syndication agreement with Credit Suisse AG, Singapore Branch, as Lead Arranger and PT. Bank DBS Indonesia as security agent and facility agent.

• Diversification of the Company’s business in conformity with Financial Services Authority Regulation No. 29/ POJK.05/2014 on Operation of Finance Company from leasing, factoring, consumer financing and credit card services, to investment finance, working capital finance and multipurpose finance. 
• Expansion of the Company’s business by the opening of branch offices in South Jakarta, East Jakarta and West Jakarta, and theestablishment of a representative office in Bogor.   

Launching of new business for the retail market by the opening of an Automotive Business unit (ABU) and home financing for public costumers (non-TMT employees).

• Expansion of business by the opening of arepresentative office in Jambi.
• The increase of issued and paid up capital to  Rp198,050,000,000.-.
• The signing of syndication agreement with OCBC Limited Singapore and Deutsche Bank AG, Singapore Branch, as Lead Arranger and PT. Bank OCBC NISP, Tbk. as Security Agent. 

Change of company logo from (old logo) to (new logo) and business expansion from the financing of heavy machinery that was previosly limited to the Caterpillar brand to become any brand of heavy machinery.

Change og Company's name from PT Standard Chartered leasing to become PT Chandra Sakti Utama Leasing.

The company's initial establishment with the name of PT Asia Express Graha Leasing.