PT Chandra Sakti Utama Leasing, conveys that before using and/or utilizing any product and/or service from CSULfinance, We invite you to read, understand and learn about Our privacy policy related to the processing of personal data that We do on your data and/or information, whether We receive through Our electronic system, third parties who work with Us, or received directly from You and with Your consent.

1. Personal Data Processing

“Personal Data Processing” refers to all actions and/or actions and/or activities on the process carried out on personal data, including but not limited to the acquisition, collection, processing, analysis, storage, correction, updating, disclosure, deletion, or destruction either automatically or manually. Personal Data Processing can only be done after we obtain your consent. Therefore, it is necessary to understand and know that our company's services depend on your personal data. We do not guarantee or ensure that services to you can be provided if you do not give us your consent in terms of processing your personal data. Personal data processing includes the following activities:

1. Collection: Retrieval of personal data of prospective debtors or debtors, either directly from the individual concerned or from other legitimate sources such as (Financial Institutions or Credit Information Providers and other institutions in accordance with the provisions of laws and regulations)
2. Recording: Storage of data in physical or electronic form for administrative recording purposes.
3. Organizing and Compiling: Grouping and arranging data according to financing service needs
4. Storage: Storing Debtor's personal data for a certain period of time in accordance with legal provisions and the company's operational needs
5. Changing or Updating: Updating personal data information to ensure data is always accurate and up to date
6. Disclosure: Providing access or sharing data with relevant third parties (such as credit institutions, payment partners and legal authorities), only if permitted by law or with the debtor's consent
7. Deletion and Destruction: Deleting or destroying personal data when it is no longer needed for operational and legal purposes

We will process the Personal Data you provide as long as it meets one of the following provisions:

1. Processing has obtained your consent (Personal Data Subject) legally and explicitly.
2. Exercising rights and obligations based on agreements and/or other equivalent documents between us and you (Personal Data Subject)
3. In order to carry out orders from authorized authorities/institutions/government agencies in accordance with applicable laws and regulations.

PT Chandra Sakti Utama Leasing always ensures that personal data processing is carried out with attention to data security and confidentiality, and in accordance with Law No. 27 of 2022 concerning Personal Data Protection (Undang-Undang No. 27 Tahun 2022 Tentang Perlindungan Data Pribadi). So that personal data is not accessed or used unauthorized

2. Personal Data We Collect

We may collect the following personal data from you to carry out the purposes of use, as we have stated in the Purposes of Collecting Personal Data, previously in collecting Personal Data we divided it between General Personal Data and Specific Personal Data:

General Data Type

Specific Data Types :

As a personal data subject, you can have the option to refuse or provide your personal data to CSULfinance, both general and specific personal data, as long as the request for personal data is not personal data that is mandatory for CSULfinance in providing services to you.

3. Purpose Of Data Collection

The personal data we collect will be used for financing activities, including:

1. Carrying out the Financing Process: this is to ensure your eligibility to receive services from us; includes credit analysis process, surveys and other financing activity processes
2. Communication: Contacting you regarding payments, contract extensions, or information related to products and services.
3. Fulfillment of Legal Obligations: Complying with applicable laws and regulations and reporting to the Financial Services Authority.
4. Service Analysis and Improvement: Using data for internal analysis and improving the quality of the products and services we offer.
5. Use of Data by Third Parties: Use of personal data used by third parties who collaborate and/or are affiliated with PT Chandra Sakti Utama Leasing during the financing period includes, the Financial Services Authority (OJK), vendors, notaries, insurance companies for the process of using the Services by you, including but not limited to providing financing facilities, credit scoring, registration of fiduciary guarantees, closing insurance coverage, reporting to regulators (OJK, PPATK, or other government institutions/agencies in accordance with the provisions of laws and regulations) after first obtaining your approval.

4. Your Rights as a Personal Data Subject

As a personal data subject, you have the following rights regarding your personal data:

1. Personal Data Subjects have the right to obtain clear information regarding the purpose of using personal data
2. Personal Data Subjects have the right to access and obtain a copy of personal data
3. End processing, delete, and/or destroy personal data as long as you are no longer using the Service or have entered the retention period for storing personal data.
4. Withdraw consent to the processing of personal data, which has been given to PT Chandra Sakti Utama Leasing, as long as the purpose of use has been achieved and/or there are no services still being used by you.
5. Request to complete, correct, or update inaccurate or incomplete personal data.
6. File an objection to decision-making actions that are only based on automated processing, including profiling that has legal consequences or has an impact on you
7. File legal action for violations of personal data processing by PT Chandra Sakti Utama Leasing
8. Limit the processing of personal data in certain situations.

The rights of the personal data subject listed above may be excluded for certain conditions in accordance with the provisions of applicable laws and regulations regarding personal data protection.

5. Data Storage Period

We will only store your personal data in accordance with the company's data storage provisions and in accordance with applicable laws and regulations in order to fulfill the purposes stated in this policy.

6. Cookies

Every time you use and/or visit the Application, certain information may also be collected automatically using cookies. Cookies are small application files that are stored on your computer or mobile device. Most mobile devices and internet browsers support the use of cookies; however, you can adjust the settings on your mobile device or internet browser to reject certain types of cookies or certain specific cookies.

7. Consequences and other provisions

1. Personal Information that you submit for publication on the site will be published on the internet and can be viewed via the internet worldwide. We cannot prevent the use and misuse of such information by others.
2. You are responsible for keeping your password and user details confidential. We only need your password when you log in to our site.
3. You are fully responsible for any losses incurred, both material and immaterial, if there is a violation of personal data protection, caused by your negligence or intentional actions or those authorized by you
4. We are not responsible for the protection of Personal Information on any site that has links to and from this Site.
5. User access history files (access logs) on this site are automatically stored to allow PT Chandra Sakti Utama Leasing to conduct statistical analysis of site usage conditions, which helps us improve this Sit

8. Policy Changes

PT Chandra Sakti Utama Leasing may review, update and adjust this privacy policy from time to time in order to improve our privacy policy and compliance with applicable provisions. Any changes will be notified on this page. This privacy policy was last reviewed and determined on October 10, 2024

9. Contact Us

If you have any questions or concerns about this policy or how we process your personal data, please contact us at:

PT Chandra Sakti Utama Leasing

1. Address: PT Chandra Sakti Utama Leasing

c.q Customer Service

TMT 1 Building

Jl. Cilandak KKO No.1, South Jakarta – 12560

2. Phone: 021-40000-650
3. Email: corporatesecretary@csul.co.id