August 17 promo is always a moment that is awaited every year, this moment is certainly favored by 'shopaholics' and discount hunters. However, not a few people shop without control to the detriment of their finances. To deal with Independence Day discounts, here are tips on how to organize your preparations before shopping.
1. Make a Budget
The first thing you need to do is make a budget based on your ability and needs before shopping. A budget is the amount of money you can spend after calculating your income and expenses. Making a budget is a tip that can help you manage your finances. Don't let the budget exceed your income.
2. Make a Shopping List
Don't forget to make a shopping list of items that you need and can buy during the Independence Day discount. Buy items that are really needed, so try to check the items that you already have and you have to buy.
3. Bring Cash
If you're planning to go directly to the shopping center, you can try bringing cash, even though it's a cashless era. This is a smart tip to save money, because it's not uncommon for the use of credit cards or e-wallets to cause you to spend uncontrollably.
With cash, you have more self-control because you know exactly how much money you are carrying. Cash is also easier to adjust to the budget that you have previously made, so you are more controlled when shopping.
4. Smart Comparison
One of the things that consumers often do during discount moments is to buy in a hurry for fear that the desired item will be sold out. Even though without realizing it, this can cause losses, because you cannot compare the quality and price of goods.
Comparing the price of discounted products in one place with other places is a way to get the product at the best price.
5. Collect All Expense Bills
The last saving tip that should not be forgotten is to record expenses and collect all receipts or purchase bills. Proof of payment is important to collect and record to be used as evaluation material in the future.
If you have already spent more than your budget, by recording your expenses, you can find out how much the excess amount is. That way, you can be more self-aware and easily control your impulsiveness when facing discounts in the future.
Source : finansialku.com
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